Hello all,

Mortgage rates declined for the fourth time in the past five weeks, with the average 30-year fixed mortgage rate dropping to 6.19 percent. According to Bankrate.com's weekly national survey of large lenders, the 30-year fixed rate mortgages had an average of 0.3 discount and origination points.

The above excerpt is from Realtor.com.

As you can see mortgage rates are still extremely low.  Inventory is high!  This translates into - Time to Buy!  It's a buyer's market out there. There are some great seller incentives and negotiations will most definitely benefit the buyer.  With NEPTUNEBLU'S business model of REFUNDING thousands back to YOU the consumer, your really going to make out like a bandit!!

Don't miss the buyer's market. Remember real estate is cyclical and if you wait you may end up buying in a seller's market!  If you do procrastinate, don't worry NEPTUNEBLU will still be here to refund you THOUSANDS!!